CREDIT CARDS

Selecting and applying for a credit card can be a hard task - interest rates can be confusing or misleading, and important features can be hidden in the fine print. At ThinkMoney, we give you an easy way to compare the cheapest credit cards in South Africa side-by-side, as well as giving you credit card reviews from other ThinkMoney users to help guide your decision. Once you've found the best credit card deal, you can apply for it quickly and easily online through our site. Start by selecting products below from South Africa's top credit card providers.

Compare products details side-by-side. Choose up to 5 and click: compare

The best credit cards available at ThinkMoney.co.za » View all credit cards

Credit cards by typical monthly cost

 
Virgin Money Credit Card
Internet Banking Branch Banking Retail Discounts Petrol Card Secondary Card Travel Insurance Payment Protection Insurance
plus "A ThinkMoney.co.za favourite
Cheapest Fees:no annual card fees, loyalty programme fees or Internet banking fee
Excellent Service Rating"
 
 
African Bank Gold Credit Card
Branch Banking
plus "No minimum salary requirement
Good approval rates
Decent interest rate
Free transaction fees, SMS notification and for limited withdrawals"
Negative "No rewards or discounts"
 
 
BLUEBEAN Classic
Internet Banking Cellphone Banking Branch Banking Retail Discounts Petrol Card Secondary Card Travel Insurance Budget Facility Payment Protection Insurance
plus "Get pre-approved instantly for your Classic Card"
 
 
BLUEBEAN Silver
Internet Banking Cellphone Banking Branch Banking Retail Discounts Petrol Card Secondary Card Travel Insurance Budget Facility Payment Protection Insurance
plus "Get pre-approved instantly for your Silver Card"
 
 
BLUEBEAN Gold
Internet Banking Cellphone Banking Branch Banking Retail Discounts Petrol Card Secondary Card Travel Insurance Budget Facility Payment Protection Insurance
plus "Get pre-approved instantly for your Gold Card"
 
 
kulula credit card
Internet Banking Reward Programme Introductory Offers Secondary Card Travel Insurance Budget Facility Payment Protection Insurance
plus "The best local flight reward programme for people spending less than R20,000 per month on their credit card"
Negative "Kulula Moolah expires quickly if you don't use them. "
 
 
African Bank Blue Classic Credit Card
Branch Banking
plus "No minimum salary requirement
Good approval rates
Decent interest rate
Up to 60 days interest free credit "
Negative "No bells or whistles"
 
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Credit Card Articles

Credit Card Rewards Programmes

Credit card rewards schemes let you earn a fraction of the amount you spend through incentives such as cash, free flights, vouchers and even dining and retail discounts. However, make sure you know the details first. Read more...

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