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User Ratings
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Overall Rating
Service Rating
% Recommended
66 % from 59 reviews
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Product Features
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Balance Transfer Comments
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Reward Programme Comments
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Name: jetsetters
Earn comments: Earn kulula moolah back based on your credit card spend < R 5,000 = 3%; R 5,001 - R 10,000 = 2%, R 10,001 - R 20,000 = 1%.
Redeem comments: Redeem for kulula.com flights (including VAT & taxes) for anyone to any kulula.com destination, there are no special booking classes and no hidden costs. R1 kulula moolah = R1.
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Retail Discounts Comments
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Payment Protection Insurance Comments
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•Debt Protection Plan 1 (permanent disability and death) per R 1,000 outstanding balance.
•Debt Protection Plan 2 (death, permanent Temporary Disability, retrenchment): per R 1,000 outstanding balance.
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Visa / MasterCard
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Interest
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Best Expected Rate
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22.1%
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Best Expected Rate Comment
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22.1% - Flat across purchases, cash and budget
* Rates vary up to NCA Max
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Credit Interest
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0.50% Flat
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Credit Interest Comments
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Bank Charges
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Typical Monthly Bank Charges
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115.66
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Typical Monthly Bank Fees
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57.07
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Typical Monthly Interest Charges
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58.59
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Criteria
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Min Age
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18
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Min Annual Salary (R)
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80000
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Colour Status Level
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Silver
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Other Criteria
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Subscription Fees
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Membership Fees Comments
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Basic Membership Fee
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R350.00 per year
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Petrol Card Fee
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Not applicable
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Reward Programme Fee
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Free
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Secondary Card Fee
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R115.00 per card per year
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Internet Banking Fee
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Free
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Telephone Banking Fee
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Not applicable
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Management Fees Comments
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First issue is free; applicable to subsequent reissues
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Card Replacement Fee
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R175.00
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Card Delivery Fee
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Free
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Enquiry Fees
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Account and Statement Enquiry Comments
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ATM Account Enquiry Fee
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Free
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Branch Account Enquiry Fee
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R4.75
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ATM Statement Enquiry Fee
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R4.75
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Branch Statement Enquiry Fee
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R4.75
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Transaction Fees
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Fuel Transaction Fee
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No Petrol Card
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Branch Transfer Fee
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N/A
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Electronic Transfer Fee
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R8 Flat Fee
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Electronic Payment Fee
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R8 Flat Fee
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Branch Payment Fee
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N/A
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ATM Deposit Fee
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R7 Plus 1.15% of Value
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Branch Deposit Fee
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R7 Plus 1.15% of Value
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Cheque Deposit Fee
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R23 Flat Fee
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Own ATM Cash Withrawal Fee
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R13.25 plus 1.2% of transaction
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Other ATM Cash Withrawal Fee
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R13.25 plus 1.2% of transaction
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Branch Cash Withrawal Fee
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R34.25 PLUS 1.2% of value
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International Cash Withrawal Fee
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R26.75 PLUS 1.12% of value
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