Reward Programme
A points or cash back system that rewards customers for using their Home Loan. Also referred to as a Loyalty Scheme.
Any Private Hospital
This option entitles the member to use any South African hospital including Private and Government hospitals.
Comprehensive Hospital Cover
This option provides a higher level of hospital cover.
Comprehensive Chronic Disease Cover
This option covers more than just the basic regulated Chronic Disease cover.
Saftey Net / Threshold
Your safety net / threshold provides additional cover once the threshold is reached.
Cover is provided from the Above Threshold Limit (ATL).
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Compare Medical Aid Options

Find the cheapest medical aid options in South Africa

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 Any Private Hospital Safety Net / Threshold
Comprehensive Hospital Comprehensive Chronic
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Sponsored products
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1
Monthly Premium: R774
•Saving(MSA)*: R696

Comprehensive Plan
Day-to-Cover: MSA without sublimits
Hospital tariff cover: 150%
Chronic conditions covered: 26
Overall
Service
Payouts
97 reviews
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2
Monthly Premium: R811
•Out-hospital*: R1750

Comprehensive Plan
Day-to-Cover: OHEB with sublimits
Hospital tariff cover: 100%
Chronic conditions covered: 25
Overall
Service
Payouts
42 reviews
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 Product Details 
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3
Monthly Premium: R921

Comprehensive Plan
Day-to-Cover: Comprehensive cover with sublimits
Hospital tariff cover: 100%
Chronic conditions covered: 27
Overall
Service
Payouts
82 reviews
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 Product Details 
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4
Monthly Premium: R1011
•Saving(MSA)*: R576

Comprehensive Plan
Day-to-Cover: Comprehensive cover with sublimits
Hospital tariff cover: 100%
Chronic conditions covered: 25
Overall
Service
Payouts
61 reviews
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5
Monthly Premium: R1058
•Saving(MSA)*: R2340

Comprehensive Plan
Day-to-Cover: MSA without sublimits
Hospital tariff cover: 150%
Chronic conditions covered: 26
Overall
Service
Payouts
143 reviews
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 Product Details 
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6
Monthly Premium: R1086
•Saving(MSA)*: R3252

Comprehensive Plan
Day-to-Cover: MSA without sublimits
Hospital tariff cover: 100%
Chronic conditions covered: 27
Overall
Service
Payouts
974 reviews
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 Product Details 
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1
Oxygen
Essential (R3501-R7000)
[2009 pricing]
Monthly Premium: R687

Comprehensive Plan
Day-to-Cover: Comprehensive cover with sublimits
Hospital tariff cover: 100%
Chronic conditions covered: 25
Overall
Service
Payouts
90 reviews
 Product Details 
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2
Monthly Premium: R774
•Saving(MSA)*: R696

Comprehensive Plan
Day-to-Cover: MSA without sublimits
Hospital tariff cover: 150%
Chronic conditions covered: 26
Overall
Service
Payouts
97 reviews
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 Product Details 
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3
Bestmed
Millennium Basic
Monthly Premium: R789
•Saving(MSA)*: R1416

Comprehensive Plan
Day-to-Cover: MSA without sublimits
Hospital tariff cover: 100%
Chronic conditions covered: 27
Overall
Service
Payouts
50 reviews
 Product Details 
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4
Monthly Premium: R811
•Out-hospital*: R1750

Comprehensive Plan
Day-to-Cover: OHEB with sublimits
Hospital tariff cover: 100%
Chronic conditions covered: 25
Overall
Service
Payouts
42 reviews
 Get a Quote! 
 Product Details 
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 Rate Product 
5
Monthly Premium: R862
•Saving(MSA)*: R780

Comprehensive Plan
Day-to-Cover: MSA without sublimits
Hospital tariff cover: 150%
Chronic conditions covered: 26
Overall
Service
Payouts
97 reviews
 Get a Quote! 
 Product Details 
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 Rate Product 
6
Monthly Premium: R921

Comprehensive Plan
Day-to-Cover: Comprehensive cover with sublimits
Hospital tariff cover: 100%
Chronic conditions covered: 27
Overall
Service
Payouts
82 reviews
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 Product Details 
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 Rate Product 
7
Pro Sano
Provider (R5001+)
[2009 pricing]
Monthly Premium: R948

Comprehensive Plan
Day-to-Cover: Comprehensive cover with sublimits
Hospital tariff cover: 100%
Chronic conditions covered: 26
Overall
Service
Payouts
46 reviews
 Product Details 
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 Rate Product 
8
Monthly Premium: R959
•Saving(MSA)*: R864

Comprehensive Plan
Day-to-Cover: MSA without sublimits
Hospital tariff cover: 150%
Chronic conditions covered: 26
Overall
Service
Payouts
97 reviews
 Get a Quote! 
 Product Details 
 Read Feedback 
 Rate Product 
9
Monthly Premium: R985
•Saving(MSA)*: R888

Comprehensive Plan
Day-to-Cover: MSA without sublimits
Hospital tariff cover: 150%
Chronic conditions covered: 26
Overall
Service
Payouts
97 reviews
 Get a Quote! 
 Product Details 
 Read Feedback 
 Rate Product 
10
Monthly Premium: R1011
•Saving(MSA)*: R576

Comprehensive Plan
Day-to-Cover: Comprehensive cover with sublimits
Hospital tariff cover: 100%
Chronic conditions covered: 25
Overall
Service
Payouts
61 reviews
 Get a Quote! 
 Product Details 
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 Rate Product 
11
Monthly Premium: R1027
•Saving(MSA)*: R924

Comprehensive Plan
Day-to-Cover: MSA without sublimits
Hospital tariff cover: 150%
Chronic conditions covered: 26
Overall
Service
Payouts
97 reviews
 Get a Quote! 
 Product Details 
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 Rate Product 
12
Monthly Premium: R1033
•Saving(MSA)*: R1236

Comprehensive Plan
Day-to-Cover: MSA without sublimits
Hospital tariff cover: 300%
Chronic conditions covered: 32
Overall
Service
Payouts
97 reviews
 Get a Quote! 
 Product Details 
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 Rate Product 
13
Monthly Premium: R1058
•Saving(MSA)*: R2340

Comprehensive Plan
Day-to-Cover: MSA without sublimits
Hospital tariff cover: 150%
Chronic conditions covered: 26
Overall
Service
Payouts
143 reviews
 Get a Quote! 
 Product Details 
 Read Feedback 
 Rate Product 
14
Monthly Premium: R1086
•Saving(MSA)*: R3252

Comprehensive Plan
Day-to-Cover: MSA without sublimits
Hospital tariff cover: 100%
Chronic conditions covered: 27
Overall
Service
Payouts
974 reviews
 Get a Quote! 
 Product Details 
 Read Feedback 
 Rate Product 
15
Monthly Premium: R1098
•Saving(MSA)*: R2592

Comprehensive Plan
Day-to-Cover: MSA without sublimits
Hospital tariff cover: 100%
Chronic conditions covered: 26
Overall
Service
Payouts
127 reviews
 Get a Quote! 
 Product Details 
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 Rate Product 
16
Monthly Premium: R1103
•Saving(MSA)*: R996

Comprehensive Plan
Day-to-Cover: MSA without sublimits
Hospital tariff cover: 150%
Chronic conditions covered: 26
Overall
Service
Payouts
97 reviews
 Get a Quote! 
 Product Details 
 Read Feedback 
 Rate Product 
17
Monthly Premium: R1116
•Saving(MSA)*: R2004

Comprehensive Plan
Day-to-Cover: MSA without sublimits
Hospital tariff cover: 100%
Chronic conditions covered: 27
Overall
Service
Payouts
974 reviews
 Get a Quote! 
 Product Details 
 Read Feedback 
 Rate Product 
18
Oxygen
Standard
[2009 pricing]
Monthly Premium: R1130

Comprehensive Plan
Day-to-Cover: MSA + OHEB with sublimits
Hospital tariff cover: 100%
Chronic conditions covered: 25
Overall
Service
Payouts
90 reviews
 Product Details 
 Read Feedback 
 Rate Product 
19
Monthly Premium: R1138
•Saving(MSA)*: R1368

Comprehensive Plan
Day-to-Cover: MSA without sublimits
Hospital tariff cover: 300%
Chronic conditions covered: 32
Overall
Service
Payouts
97 reviews
 Get a Quote! 
 Product Details 
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 Rate Product 
20
Monthly Premium: R1160

Comprehensive Plan
Day-to-Cover: MSA without sublimits
Hospital tariff cover: 300%
Chronic conditions covered: 25
Overall
Service
Payouts
 Get a Quote! 
 Product Details 
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 Rate Product 
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*Out-hospital (OHEB) = Is the annual Out-of-Hospital benefit of this plan.
*Savings (MSA) = Is the annual Medical Savings Account (MSA) accessible on this plan.
MSA's are usually less restricted than the OHEB and also roll over to the following year.
Threshold* = Your safety net / threshold provides additional cover once the threshold is reached.
Cover is provided from the Above Threshold Limit (ATL).
While every effort is made to ensure that the comparative information is correct and updated regularly, we cannot guarantee its accuracy. Please verify the rates and charges with the medical aid concerned. Medical Aids please send us updated information via ContactUs.