Product		RMB Private Bank Account		To compare up to five products side-by-side: 1. Tick each product in the listing and hit the     'Compare ticked items' button.
	Pricing_Option		Transactional Charging Option
	User Ratings
	Overall
	Service
	Percentage users recommend product		90% recommend
	No of Reviews		From 10 Reviews
	Criteria
	Min Salary		R750000
	Product Status Level		Private
	Product Features
	Branch Banking
	Telephone Banking
	Cellphone Banking
	Internet Banking
	Reward Programme
	Reward Programme Name		Ebucks
	Rewards Earn Details		10 Ebucks per R100 spend
	Introductory Offer
	Overdraft Facility
	One Account
	One Account Details		True One Account - Combine your homeloan and Current Account
	Product Bundling
	Switching Facility
	Cheque Book
	Petrol Card
	Secondary Card
	Cheque Card
	Debit Card
	Other Product Features		Roadside Assitance with Petrol Card
	Subscription Fees
	Membership Fees Comments		Additional lending fee of R57 if you have an attached home loan. This will be R127.50 if loan taken before June 2007.
	Basic Membership Fee		Free
	Min Monthly Service Fee		R76.00 per month
	Reward Programme Fee		Free
	Internet Banking Fee		Free
	Cheque Card Fee		R720.00 per year
	Debit Card Fee		Not applicable
	Petrol Card Fee		R180.00 per year
	Secondary Card Fee		Free
	Overdraft Fee		No specific fee (unless you have a secured facility)
	Management Fees
	Cheque Book Fee		R70.25 per book
	Card Replacement Fee		R180.00
	Card Delivery Fee		Free
	Credit Interest
	Credit Interest		R0-R99999 = 1.75% R100000-R249999 = 3.30% R250000-R999999 = 4.20% R1000000-R4999999 = 4.25% R5000000 and up = 4.90%
	Credit Interest Comments		Premium call rate
	Debit Interest
	Debit Interest		19.7% Flat
	Debit Interest Comments		Interest on the debit balance of your facility is calculated at a rate based on your personal risk profile and linked to the RMB Private Bank Facility rate. It could reach a maximum of 0.75% below the prime lending rate (prime)
	Penalty Fees
	Return Payment Fee		R105.00
	Unpaid Insufficient Funds Fee		R105.00
	ATM Decline Fee		R5.50
	Saswitch Decline Fee		R5.50
	Enquiry Fees
	ATM Account Enquiry Fee		Free
	Branch Account Enquiry Fee		Free
	ATM Statement Enquiry Fee		Free
	Branch Statement Enquiry Fee		R5.50 Per transaction
	Transaction Fees
	Fuel Transaction Fee		R3.80 Per transaction
	Prepaid Airtime Transaction Fee		Free
	Branch Transfer Fee		R5.50 Flat Fee
	Electronic Transfer Fee		R5.50 Flat Fee
	Electronic Payment Fee		R7.2 Flat Fee
	Branch Payment Fee		R25.50 Flat Fee
	ATM Deposit Fee		Free 5 Free per month
	Branch Deposit Fee		1.15% of Value min R17.75
	Cheque Deposit Fee		Free
	Own ATM Withdrawal Fee		R5.50 per R500 or part thereof up with max R22
	Other ATM Withdrawal Fee		R5.50 per R500 or part thereof up with max R22
	Branch Withdrawal Fee		R25.50 PLUS 1.15% of transaction
	International Withdrawal Fee		R27.50 Flat Fee
	Cheque Service Fee		R20 Flat Fee
	Stop Order Internal Fee		R7.20 Flat Fee
	Stop Order External Fee		R7.20 Flat Fee
	Debit Order Internal Fee		R5.50 Flat Fee
	Debit Order External Fee		R13.25 Flat Fee
	Point of Sale Withdrawal Fee		90c flat fee
	Point of Sale Deposit Fee		N/A
	Point of Sale Purchase Fee		Free
	In Package Fees
	Calculating Transactions in Package		All transactions billed on a pay-as-you-transact basis.