Product		Integer		To compare up to five products side-by-side: 1. Tick each product in the listing and hit the     'Compare ticked items' button.
	User Ratings
	Overall
	Service
	Percentage users recommend product		67% recommend
	No of Reviews		From 3 Reviews
	Criteria
	Min Salary		R0
	Product Status Level		Entry
	Product Features
	Branch Banking
	Telephone Banking
	Cellphone Banking
	Internet Banking
	Reward Programme
	Introductory Offer
	Overdraft Facility
	One Account
	Product Bundling
	Product Bundling Details		All in one bundled Transaction Account and Home Loan
	Switching Facility
	Cheque Book
	Petrol Card
	Secondary Card
	Cheque Card
	Debit Card
	Subscription Fees
	Membership Fees Comments		The Monthly Fee for the transaction account is free (but you still have to pay R35 Admin fee for the homeloan). One can request additional cards for any co-applicant at a specified delivery cost.
	Basic Membership Fee		Free
	Reward Programme Fee		Not applicable
	Internet Banking Fee		Free
	Cheque Card Fee		Not applicable
	Debit Card Fee		Free
	Petrol Card Fee		Not applicable
	Secondary Card Fee		Free
	Overdraft Fee		No fee
	Management Fees
	Cheque Book Fee		Not applicable
	Card Replacement Fee		R100.00
	Card Delivery Fee		Free
	Credit Interest
	Credit Interest		4.50% Flat
	Credit Interest Comments
	Debit Interest
	Debit Interest		10.0% Flat
	Debit Interest Comments		Based on your homeloan rate - Use prime rate
	Penalty Fees
	Return Payment Fee		R50.00
	Unpaid Insufficient Funds Fee		R45.00
	ATM Decline Fee		R3.99
	Saswitch Decline Fee		R3.99
	Enquiry Fees
	ATM Account Enquiry Fee		R2.50 Per transaction
	Branch Account Enquiry Fee		R2.50 Per transaction
	ATM Statement Enquiry Fee		R2.50 Per transaction
	Branch Statement Enquiry Fee		Free
	Transaction Fees
	Fuel Transaction Fee		Not applicable
	Prepaid Airtime Transaction Fee		Not applicable
	Branch Transfer Fee		R15 Flat Fee (If done via phone)
	Electronic Transfer Fee		R4.60 Flat Fee
	Electronic Payment Fee		R4.60 Flat Fee
	Branch Payment Fee		R15 Flat Fee (If done via phone)
	ATM Deposit Fee		R 3.50 plus 0.90% of deposit value (same as branch)
	Branch Deposit Fee		R 3.50 plus 0.90% of deposit value
	Cheque Deposit Fee		R3.50 Flat Fee
	Own ATM Withdrawal Fee		R4.85 for first R100 plus 99c per R100 thereafter
	Other ATM Withdrawal Fee		R5 for first R100 plus 99c per R100 thereafter
	Branch Withdrawal Fee		R5 for first R100 plus 99c per R100 thereafter (No branches so same as Saswitch)
	International Withdrawal Fee		R30 Flat Fee
	Cheque Service Fee		No Cheques. Use electronic payment fee as substitute.(R4.60 Flat Fee)
	Stop Order Internal Fee		R3 Flat Fee
	Stop Order External Fee		R4.60 Flat Fee
	Debit Order Internal Fee		R3 Flat Fee
	Debit Order External Fee		R4.60 Flat Fee
	Point of Sale Withdrawal Fee		R4.85 Flat Fee
	Point of Sale Deposit Fee		R 3.50 plus 0.90% of deposit value (same as branch)
	Point of Sale Purchase Fee		R2.35 Flat Fee
	In Package Fees
	Calculating Transactions in Package		All transactions billed on a pay-as-you-transact basis.