Product		Voyager Premium		To compare up to five products side-by-side: 1. Tick each product in the listing and hit the     'Compare ticked items' button.
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	User Ratings
	Overall
	Service
	Percentage users recommend product		54% recommend
	No of Reviews		From 26 Reviews
	Criteria
	Min Age		18
	Min Salary		R300000
	Product Status Level		Premium
	Product Features
	Branch Banking
	Telephone Banking
	Cellphone Banking
	Internet Banking
	Balance Transfer Offer
	Balance Transfer Rate		13.50%
	Balance Transfer Details		13.5% for for the first 12 months
	Reward Programme
	Reward Programme Name		SAA Voyager and Amex Membership
	Rewards Earn Details		1 Mile for R6.00 spent on Amex, 1 Mile for R10.50 spent on Visa
	Rewards Redemption Details		18000 Bonus miles on 1st SAA flight purchase (free domestic economy return flight)
	Introductory Offer
	Introductory Offer Details		No Card Fees for 1st 3 months on eligible spend, receive 2 cards incl Amex and Visa, Earn double miles for first 3 months, one free companion ticket per year subject to annual spend threshold
	Retail Discounts
	Airport Lounge Access
	Airport Lounge Access Details		SAA business class depature lounge access and business class check in
	Concierge Service
	Petrol Card
	Secondary Card
	Roadside Assistance
	Travel Insurance
	Budget Facility
	Account Payment Facility
	Payment Protection Insurance
	Payment Protection Insurance Details		R7.90 per R1000 of the highest outstanding balance.
	Subscription Fees
	Membership Fees Comments		Includes rewards program membership
	Basic Membership Fee		R1650.00 per year
	Petrol Card Fee		Not applicable
	Reward Programme Fee		Free
	Secondary Card Fee		2 Free cardsR100.00 per card per year
	Internet Banking Fee		R15.00 per month
	Telephone Banking Fee		Free
	Management Fees
	Card Replacement Fee		Free
	Card Delivery Fee		Free
	Penalty Fees
	Penalty Fees Comments		Over Limit and Late Payment Fees of R150 only apply to accounts opened before June 2007
	Decline Auth Fee		R0.00
	Return Payment Fee		R125.00
	Debit Interest
	Debit Interest		14.2% Flat
	Debit Interest Comments
	Debit Interest Free Period		55 days
	Debit Interest Minimum Payment		5% of balance
	Credit Interest
	Credit Interest		R0-R49999 = 0.25% R50000-R999999 = 1.00% R1000000 and up = 2.00%
	Credit Interest Comments
	Enquiry Fees
	Account and Statement Enquiry Comments
	ATM Account Enquiry Fee		R1.10
	Branch Account Enquiry Fee		R2.00
	ATM Statement Enquiry Fee		R1.10
	Branch Statement Enquiry Fee		R1.10
	Transaction Fees
	Fuel Transaction Fee		No Petrol Card
	Branch Transfer Fee		R12 Flat Fee
	Electronic Transfe Fee		R3.50 Flat Fee
	Electronic Payment Fee		R7.00 Flat Fee
	Branch Payment Fee		R12 Flat Fee
	ATM Deposit Fee		R1.20 for every R100 or part thereof (min R15)
	Branch Deposit Fee		R1.20 for every R100 or part thereof (min R15)
	Cheque Deposit Fee		R12.50 Flat Fee
	Own ATM Cash Withrawal Fee		R3.50 PLUS R1 per R100 or part thereof
	Other ATM Cash Withrawal Fee		R9 PLUS R1 per R100 or part thereof
	Branch Cash Withrawal Fee		R20 PLUS R1.20 per R100 or part thereof
	International Cash Withrawal Fee		R23.25 plus R1 per R100 or part thereof.