Product		Vodacom Credit Card		To compare up to five products side-by-side: 1. Tick each product in the listing and hit the     'Compare ticked items' button.
	User Ratings
	Overall
	Service
	Percentage users recommend product		62% recommend
	No of Reviews		From 52 Reviews
	Criteria
	Min Age		18
	Min Salary		R80000
	Other Qualifying Criteria		Vodacom contract customers only
	Product Status Level		Entry
	Product Features
	Branch Banking
	Telephone Banking
	Cellphone Banking
	Internet Banking
	Balance Transfer Offer
	Reward Programme
	Reward Programme Name		Yebo Bucks
	Rewards Earn Details		Up to 10% in Yebo Bucks (1 Yebo Buck = R1). Spend R500-R2499 per month,earn 1% back in Yebo Bucks; Spend R2500-R15000 per month, earn 2% back in Yebo Bucks; You can earn up to 300 Yebo Bucks per month
	Rewards Redemption Details		Redeem at a selected group of retailers that sell Vodacom goods and services (Game, Dion, Vodashops and Vodacom 4U stores), and via Vodacom Card Member Services, to pay for cellular and technology related goods
	Introductory Offer
	Introductory Offer Details		Up to 20% Cash Back at Partner Stores, Gold Get Away discounts
	Retail Discounts
	Retail Discounts Details		10% Cash back at selected partners + 25% Mango, Southern Sun Cash Back, lower cell phone insurance premiums
	Airport Lounge Access
	Concierge Service
	Petrol Card
	Secondary Card
	Roadside Assistance
	Travel Insurance
	Budget Facility
	Account Payment Facility
	Payment Protection Insurance
	Payment Protection Insurance Details		•Debt Protection Plan 1 (Permanent Disability & Death): per R1000 outstanding balance = R3.00 •Debt Protection Plan 2 (Death, Permanent & Temporary Disability, Retrenchment): per R1000 outstanding balance = R5.00 Assume plan 2
	Subscription Fees
	Membership Fees Comments		R33 p/m Card and Membership Fee/Loyalty Subscription (monthly). R14.25 for just the Card Fee
	Basic Membership Fee		Free
	Petrol Card Fee		Not applicable
	Reward Programme Fee		R396.00 per year
	Secondary Card Fee		1 Free cardsR109.92 per card per year
	Internet Banking Fee		Free
	Telephone Banking Fee		Free
	Management Fees
	Management Fees Comments		Card delivery fee and card replacement fee = R150
	Card Replacement Fee		R150.00
	Card Delivery Fee		R150.00
	Penalty Fees
	Penalty Fees Comments		Over Limit and Late Payment Fees of R175 only apply to accounts opened before July 2007
	Decline Auth Fee		R5.50
	Return Payment Fee		R175.00
	Debit Interest
	Debit Interest		28.7% Flat
	Debit Interest Comments		Ranges up to 28.7% based on personal profile
	Debit Interest Free Period		55 days
	Debit Interest Minimum Payment		5% of balance
	Credit Interest
	Credit Interest		0.00% Flat
	Credit Interest Comments
	Enquiry Fees
	ATM Account Enquiry Fee		Free
	Branch Account Enquiry Fee		R4.00
	ATM Statement Enquiry Fee		R3.50
	Branch Statement Enquiry Fee		R3.50
	Transaction Fees
	Fuel Transaction Fee		No Petrol Card
	Branch Transfer Fee		R20.00 Flat Fee
	Electronic Transfe Fee		R8.00 Flat Fee
	Electronic Payment Fee		R8.00 Flat Fee
	Branch Payment Fee		R20.00 Flat Fee
	ATM Deposit Fee		R5.50 Plus 1% of Value
	Branch Deposit Fee		R20 Flat Fee
	Cheque Deposit Fee		R20 Flat Fee
	Own ATM Cash Withrawal Fee		R11 plus 1% of transaction
	Other ATM Cash Withrawal Fee		R11 plus 1% of transaction
	Branch Cash Withrawal Fee		R30 PLUS 1.05% of value
	International Cash Withrawal Fee		R23.50 PLUS 1.0% of value