ThinkMoney News

Articles from the experts at ThinkMoney...


Banking

Bank loyalty is costing You thousands
2008/09/17
We've been doing some research into current accounts and how you, our ThinkMoney.co.za users, view them. We were surprised to find that 37% of you would remain loyal to your current account provider, and wouldn't switch even for a cheaper account or for better service. Now we know loyalty is a good trait, but when it comes to banking this isn't always the case. We think that in these difficult eco...
 
Shop around for a cheaper credit card and Save
2008/10/01
Did you know that the average ThinkMoney.co.za user spends R1650 per year on credit card charges?

It's hard to believe but it's true! Since we launched our credit card charges calculator in July last year, several thousand or you, our members, have used it to find the cheapest credit card that suits your profile. Based on these profiles we dynamically create an average Thinkmoney.co.za prof...
 
Be Card Wise this October
2009/10/12
Debt can be a sometimes overwhelming part of your financial life. Debt is bondage: it weighs down your spirits, occupies your mind day and night, and makes you feel backed into a corner.

It is of the utmost importance that you be honest with yourself and your loved ones about your situation. Relieving yourself of the burden of secrecy will lighten your load immediately. These six questions ...
 
 
 
Debt Management

Top Tips for Solving Your Debt Problems
2009/04/16
Did you know there are over six million South Africans that are currently over indebted and blacklisted? And with the current global financial crisis not showing any signs of easing up, this number is expected to continue growing to some even more dizzying heights.

ThinkMoney.co.za is committed to providing the best advice on the most relevant current financial topics and so in this issue o...
 
Suze Orman on Better Debt Management
2009/06/11
Debt can be a sometimes overwhelming part of your financial life. Debt is bondage: it weighs down your spirits, occupies your mind day and night, and makes you feel backed into a corner.

It is of the utmost importance that you be honest with yourself and your loved ones about your situation. Relieving yourself of the burden of secrecy will lighten your load immediately. These six questions ...
 
 
 
Home Loans

Get a 100 Percent Mortgage Before Its Too Late
2008/11/11
It feels like not long ago that the 100% mortgage (also know as 100% LTV*) was a sure thing, an option that allowed a homebuyer to purchase a home without putting down a deposit. Fast forward to present day where this is now almost non-existent. Why has this happend...
 
 
 
Insurance

Women Do Not Get the Best Insurance Deals
2009/06/28
Our recent survey shows that our female members are paying higher insurance premiums, on average, then their male counterparts. Men pay on average R778 vs women who pay on average R794.

Men get cheaper premiums then women when insuring individually. Women only get a better deal when insured as a couple...

By far the most popular Car & Home Insurance company is Outsurance, with 20% o...
 
Spring Clean your Wallet and Win R5000
2009/09/03
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Life Insurance

Six easy steps to finding the right life insurance
2008/10/23
We hope you’re all weathering the current economic storm that’s hit our planet. Here at ThinkMoney.co.za we want to help as best we can, by offering free, independent advice, enabling you to make the best financial decisions.

This week we are focusing on life insurance cover, as we’ve recently discovered that the number of South Africans defaulting on their life insurance policies has incre...
 
Another South African FirstXXX
2009/07/20
ThinkMoney.co.za is pleased to launch South Africa’s first Online Life Insurance Quoting Engine....
 
Save 60 percent on bank charges... Without Switching
2009/08/10
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Medical Aid

Change Medical Aid and Save 30 Percent on Premiums
2008/11/24
November in the Medical Aid industry could be described as “prime hunting season” – the statutory period when medical aids announce their new pricing for the year and when their clients are legally permitted to join a different scheme or change their benefits. Members can make these changes from 1-31 December.

At ThinkMoney.co.za we make shopping for Medical Aid easy...
 
 
 
Personal Finance

South African women more financially savvy?
2009/01/18
For our first newsletter of 2009, we thought we’d reveal some interesting results concerning Thinkmoney’s female vs its male members. When analyzing our member base, we found that out of all sales generated for products available on our site, 57% of these sales are made to women, even though women only make up 48% of our total members!

So ? more women are assessing their needs, determining ...
 
Best budget saving products of 2009
2009/02/16
February is budgeting season. Trevor Manual recently gave us South Africans the 2009 budget, so we thought we should discuss how to reduce your personal budget this week.

At ThinkMoney.co.za we're always looking at ways to reduce your monthly expenses without affecting your lifestyle. In this issue of Money Saving Tips we highlight what we think are some of the top money saving products of ...