| LegalWise provides free mediation and legal insurance cover for the whole family per incident that becomes a covered legal matter. That means immediate access to legal advice AND an insurance component that pays, amongst others, the cost of litigation if the member has to go to court. |
| • |
The legal insurance expenses cover has a lifetime limit and no annual maximum. |
| • |
Legal Wise encourages members to use their legal insurance policy benefits everyday - no limitation on the number of consultations |
| • |
All LegalWise products include legal insurance that pays your LegalWise premium for six months if you are retrenched. |
|

|
| 1. |
Gold Membership costs R64.00 per month. This legal insurance premium gives you up to R64,000 worth of Legal Expenses cover per insured matter |
 |
|

|
| 1. |
GoldPlus Membership costs R91.00 per month. This legal insurance premium gives you up to R115,000 worth ofLegal Expenses cover per insured matter. |
| 2. |
As a GoldPlus Member you are entitled to an additional emergency 30 minute consultation per year with an attorney. This half hour can be used for any matter, covered or not. |
 |
| The LegalWise Gold and GoldPlus legal insurance policies offer the following benefits: |
| • |
Protection that covers you, your spouse and all your children under 18 years of age. |
| • |
24 hour access to help and advice |
| • |
Access to a wide range of LegalWise benefits |
|

|
| 1. |
The premier LegalWise product costs R150.00 per month, with R150,000.00 maximum cover per insured matter. |
| 2. |
The Platinum Policy also offers, amongst others, assistance with: |
| • |
Child Maintenance Matters |
| • |
Ante-nuptial Contracts |
| • |
Uncontested Divorces |
| • |
A 60% discount on the prescribed attorney's fee for property transfers ( no waiting period). |
| • |
A 24-hour legal emergency call centre with an exclusive line for Platinum members enquiries. |
 |