HOME LOAN GUIDE & INFORMATION

A Home Loan is a long term loan that most people will take out to finance one of their biggest assets that they will purchase in their life times; their home. Home Loans are also known as a bond or mortgage.

Home Loans are generally provided by the big banks in South Africa (FNB, Nedbank, Absa, Standard Bank, Investec, etc), but there are other service providers that can also help you with your Home Loan. This list includes SA Home Loans, Integer and Sanlam.

When you apply for a Home Loan it is very important that you consider the following:

• Interest Rates. As you may be paying interest on your Home Loan from 5 to 30 years, the total interest you end up paying could be a very large amount. So choose provider that has a competitive interest rate.
• Service and flexibility from your Home Loan provider.

A Home Loan is a secured loan, which means that if you do not make your repayments as per your contract with you Home Loan provider, the lender can repossess your house to recover the money that they lent you.

With ThinkMoney you can apply for number of Home Loans to suit your circumstances.

• A New Home Loan. If you are a first time buyer, if you have found a new home, signed an offer to purchase, or simply want a new Home Loan at a great rate.

Click here for a New Home Loan

• A Further Advance Home Loan are for existing homeowners who want to access the full value in your home to do renovations, go on holiday or consolidate debt.

Click here for a Further Advance Home Loan.

• Home Rescue Home Loan or Debt Consolidation Loan is available to home owners only. This Home Loan can be used to consolidate your debt and reduce your loan repayments.

Click here for a Rescue Home Loan or a Debt Consolidation Loan.

Applying for New Home Loan, Further Advance Home Loan or Debt Consolidation Loanwith ThinkMoney is simple, hassle free and costs you nothing.