COMPARE HOSPITAL PLANS

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The best medical aid available at ThinkMoney.co.za » View all

Listed by cheapest hospital plan

 
Discovery Health
Which hospitals: Contracted KeyCare Hospitals Only
 
Hospital cover: 100% of Discovery Health rate
 
Hospital cover limit: Unlimited
 
Max salary: R 6250
 
Package comments: The Core Plans offer you cover in hospital and for emergencies

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Discovery Health
Which hospitals: Contracted KeyCare Hospitals Only
 
Hospital cover: 100% of Discovery Health rate
 
Hospital cover limit: Unlimited
 
Min salary: R 6251
 
Max salary: R 8300
 
Package comments: The Core Plans offer you cover in hospital and for emergencies

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Genesis Medical Aid
Which hospitals: Yes
 
Hospital cover: 100% of cost up to Private Rate
 
Hospital cover limit: Unlimited
 
Package comments: The Private Choice option is designed as a low-cost benefit option for members who require unlimited hospital cover*, at any private or state hospital of their choosing within South Africa**, covered at Scale of Benefits. Apart from the excellent in-hospital benefits, this option also includes substantial benefits for basic dentistry (R25 000 per beneficiary p.a. - a separate benefit covered from risk and not from the member's own pocket). In addition, this option also covers emergency medical evacuation, in-hospital cover for certain major medical illnesses* and includes cover for 25 chronic conditions.

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SpectraMed
Hospital cover: 100% of Spectra Tariff subject to OAL
 
Hospital cover limit: 100% of Spectra Tariff subject to OAL
 
Package comments: SPECTRA Aqua is known as the perfect option for first-time healthcare buyers, or members who are seeking pure in-hospital cover. It features an overall annual limit that is based on the number of beneficiaries, and appeals to the healthy member who does not require any out-of-hospital provision.

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Discovery Health
Which hospitals: You are covered in full at hospitals in the Delta Hospital Network. For planned admissions at any other private hospital. you must pay a deductible of R4 550.
 
Hospital cover: 100% of Discovery Health rate
 
Hospital cover limit: Unlimited
 
Package comments: The Delta Range is an affordable alternative that is available on selected Saver and Core Plans. It pivots on the Delta Hospital Network. where cover is provided in full. while also offering the choice of other providers. subject to a deductible.

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Bonitas
Which hospitals: Yes
 
Hospital cover: 100% of Bonitas Rate
 
Hospital cover limit: Unlimited
 
Package comments: Are you young and vibrant? Are you looking for a hospital plan with a difference – one that has dentistry benefits and is also affordable? Then BonEssential is for you. Simple. So before you continue with your punching bag, isn't it a treat to know in these tough times there’s a solution that is unique and won’t put you out of limb?

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Discovery Health
Which hospitals: Cover for private hospitals in costal areas
 
Hospital cover: 100% of Discovery Health rate. 30% Co-payment if out-of-network hospital used for elective procedure
 
Hospital cover limit: Unlimited
 
Package comments: The Core Plans offer you cover in hospital and for emergencies

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Discovery Health
Which hospitals: Contracted KeyCare Hospitals Only
 
Hospital cover: 100% of Discovery Health rate
 
Hospital cover limit: Unlimited
 
Min salary: R 8301
 
Package comments: The Core Plans offer you cover in hospital and for emergencies

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TopMed
Which hospitals: Yes
 
Hospital cover: Hospitilisation Benefit at 150% of TopMed Tariff. Extended Major Medical Benefit Please refer to the Member Guide for a summary of the post operative benefits available for the following:Post Crime Trauma, Heart Attack, Stroke. Benefits for hip and knee replacements for hospitalisation and associated providers will only be covered in the event of trauma. Pre-authorisation is required in respect of hospitalisation and the associated clinical procedures before treatment starts. In the case of an emergency, within the next two business days, otherwise no benefits are allowed
 
Hospital cover limit: Unlimited
 
Package comments: This option provides a comprehensive hospitalisation benefit with no limit. Subject to pre-authorisation. This option is suited to younger and healthier families who want to make sure catastrophic cover is provided and who are in a position to manage their day-to-day expenses.

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MediHelp Medical Scheme
Which hospitals: Government and private hospitals and day clinics
 
Hospital cover: Benefit at 100% of scheme Tariff
 
Hospital cover limit: Unlimited
 
Package comments: The right scheme option for the active and healthy. If you understand the value of preventative care, but also want access to comprehensive aid, good quality care in an emergency, this option is ideal for you.

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