Which hospitals:	Contracted KeyCare Hospitals Only
Hospital cover:	100% of Discovery Health rate
Hospital cover limit:	Unlimited
Max salary:	R 3900
Package comments:	The KeyCare Plans offer you affordable cover in the KeyCare network of hospitals and doctors as well as cover for emergencies

To see all product details - click here

1 Adult = R 485.00

1 Adult and spouse = R 970.00

1 Adult, spouse and 1 child = R 1099.00

1 Adult, spouse and 2 children = R 1228.00

1 Adult, spouse and 3 children = R 1357.00

Ratings based on 1167 reviews

Overall Rating	3.5 stars
Service	3.5 stars
Payout Process	3.4 stars
Premiums	2.7 stars
Claims Process	3.5 stars
Level of Cover	3.1 stars

Click here to read all reviews

60% of 1167 reviews are recommendations

3 most recent recommendations:

thandeka lorrette masuku @ 2012-01-17 07:57

This is a good product. I find it fair and well organised. I have not experienced any problems so far.

Anonymous @ 2011-12-29 11:48

Been a member for 8 years and I am happy with their overall service.

Anonymous @ 2011-12-01 14:39

I have been a member 12 years and have never had any problems with suppliers not receiving payment and have always been reimbursed for out of pocket claims.

Click here to read all reviews

Package type:	Network Provider
Out of Hospital Expense Benefit (OHEB) - Annual Value
1 Adult:	R 1
2 Adults:	R 2.00
2 Adults 1 Child:	R 3.00
2 Adults 2 Children:	R 4.00
2 Adults 3 Children:	R 4.00

Which hospitals:	State only
Hospital cover:	100% of the Momentum Health Rate
Hospital cover limit:	R900 000 per family per year
Min salary:	R 6301
Max salary:	R 8399
Package comments:	The Ingwe Option provides affordable access to entry-level cover. You have cover for hospitalisation up to R900 000 for your family per year. For your hospitalisation cover, you can choose to use either the Ingwe Network of private hospitals.

To see all product details - click here

1 Adult = R 491.00

1 Adult and spouse = R 982.00

1 Adult, spouse and 1 child = R 1195.00

1 Adult, spouse and 2 children = R 1408.00

1 Adult, spouse and 3 children = R 1621.00

Ratings based on 231 reviews

Overall Rating	3.8 stars
Service	3.7 stars
Payout Process	3.4 stars
Premiums	3.5 stars
Claims Process	3.5 stars
Level of Cover	3.2 stars

Click here to read all reviews

71% of 231 reviews are recommendations

3 most recent recommendations:

Anusha Ramkissoon @ 2011-11-24 13:45

Absolutely fantastic. It is a great medical aid.

Johan Nortje @ 2011-11-15 12:03

This is a quality product, with proper service and friendly personnel. Cost is well balanced compared with all other medical aid companies.

Anonymous @ 2011-11-08 15:32

Very low premiums and high level of cover.

Click here to read all reviews

Package type:	Network Provider
Out of Hospital Expense Benefit (OHEB) - Annual Value
1 Adult:	R 1.00
2 Adults:	R 2.00
2 Adults 1 Child:	R 3.00
2 Adults 2 Children:	R 4.00
2 Adults 3 Children:	R 4.00

Which hospitals:	Prime Cure Network Provider
Hospital cover:	100% of Agreed Tariff. Benefits for hip and knee replacements for hospitalisation and associated providers will only be covered in the event of trauma. Pre-authorisation is required in respect of hospitalisation and the associated clinical procedures before treatment starts. In the case of an emergency, within the next two business days, otherwise no benefits are allowed
Hospital cover limit:	R1 000 000
Min salary:	R 0
Max salary:	R R4 000
Package comments:	This option provides unlimited hospital cover subject to referral by a Prime Cure Network Provider. Day-to-day benefits are unlimited as long as they are obtained from the Prime Cure Network Provider.

To see all product details - click here

1 Adult = R 558.00

1 Adult and spouse = R 1116.00

1 Adult, spouse and 1 child = R 1349.00

1 Adult, spouse and 2 children = R 1582.00

1 Adult, spouse and 3 children = R 1815.00

Ratings based on 12 reviews

Overall Rating	2.9 stars
Service	3.4 stars
Payout Process	3.3 stars
Premiums	3.0 stars
Claims Process	3.4 stars
Level of Cover	2.8 stars

Click here to read all reviews

50% of 12 reviews are recommendations

3 most recent recommendations:

Meisie Nel @ 2010-12-09 14:40

This was the best thing for me and my husband when i was retrenched on my age - he was also retrenched at the same time. The service from the medical aid was verey good, we have'nt got any problems with it and we are pleased to be a member of Topmed.

Anonymous @ 2009-06-18 09:37

To me a must have, company I work for not very flexible.

Nicoline du Plessis @ 2009-06-12 06:31

I was happy with the product.

Click here to read all reviews

Package type:	Network Provider
Out of Hospital Expense Benefit (OHEB) - Annual Value
1 Adult:	R 1
2 Adults:	R 2.00
2 Adults 1 Child:	R 3.00
2 Adults 2 Children:	R 4.00
2 Adults 3 Children:	R 4.00

Which hospitals:	Contracted KeyCare Hospitals Only
Hospital cover:	100% of Discovery Health rate
Hospital cover limit:	Unlimited
Min salary:	R 3901
Max salary:	R 6250
Package comments:	The KeyCare Plans offer you affordable cover in the KeyCare network of hospitals and doctors as well as cover for emergencies

To see all product details - click here

1 Adult = R 581.00

1 Adult and spouse = R 1162.00

1 Adult, spouse and 1 child = R 1330.00

1 Adult, spouse and 2 children = R 1498.00

1 Adult, spouse and 3 children = R 1666.00

Ratings based on 1167 reviews

Overall Rating	3.5 stars
Service	3.5 stars
Payout Process	3.4 stars
Premiums	2.7 stars
Claims Process	3.5 stars
Level of Cover	3.1 stars

Click here to read all reviews

60% of 1167 reviews are recommendations

3 most recent recommendations:

thandeka lorrette masuku @ 2012-01-17 07:57

This is a good product. I find it fair and well organised. I have not experienced any problems so far.

Anonymous @ 2011-12-29 11:48

Been a member for 8 years and I am happy with their overall service.

Anonymous @ 2011-12-01 14:39

I have been a member 12 years and have never had any problems with suppliers not receiving payment and have always been reimbursed for out of pocket claims.

Click here to read all reviews

Package type:	Network Provider
Out of Hospital Expense Benefit (OHEB) - Annual Value
1 Adult:	R 1
2 Adults:	R 2.00
2 Adults 1 Child:	R 3.00
2 Adults 2 Children:	R 4.00
2 Adults 3 Children:	R 4.00

Which hospitals:	Contracted KeyCare Hospitals Only
Hospital cover:	100% of Discovery Health rate
Hospital cover limit:	Unlimited
Min salary:	R 6251
Max salary:	R 8300
Package comments:	The KeyCare Plans offer you affordable cover in the KeyCare network of hospitals and doctors as well as cover for emergencies

To see all product details - click here

1 Adult = R 813.00

1 Adult and spouse = R 1626.00

1 Adult, spouse and 1 child = R 1854.00

1 Adult, spouse and 2 children = R 2982.00

1 Adult, spouse and 3 children = R 2310.00

Ratings based on 1167 reviews

Overall Rating	3.5 stars
Service	3.5 stars
Payout Process	3.4 stars
Premiums	2.7 stars
Claims Process	3.5 stars
Level of Cover	3.1 stars

Click here to read all reviews

60% of 1167 reviews are recommendations

3 most recent recommendations:

thandeka lorrette masuku @ 2012-01-17 07:57

This is a good product. I find it fair and well organised. I have not experienced any problems so far.

Anonymous @ 2011-12-29 11:48

Been a member for 8 years and I am happy with their overall service.

Anonymous @ 2011-12-01 14:39

I have been a member 12 years and have never had any problems with suppliers not receiving payment and have always been reimbursed for out of pocket claims.

Click here to read all reviews

Package type:	Network Provider
Out of Hospital Expense Benefit (OHEB) - Annual Value
1 Adult:	R 1
2 Adults:	R 2.00
2 Adults 1 Child:	R 3.00
2 Adults 2 Children:	R 4.00
2 Adults 3 Children:	R 4.00

Which hospitals:	State only
Hospital cover:	100% of the Momentum Health Rate
Hospital cover limit:	R900 000 per family per year
Min salary:	R 8400
Package comments:	The Ingwe Option provides affordable access to entry-level cover. You have cover for hospitalisation up to R900 000 for your family per year. For your hospitalisation cover, you can choose to use either the Ingwe Network of private hospitals.

To see all product details - click here

1 Adult = R 828.00

1 Adult and spouse = R 1620.00

1 Adult, spouse and 1 child = R 1870.00

1 Adult, spouse and 2 children = R 2120.00

1 Adult, spouse and 3 children = R 2370.00

Ratings based on 231 reviews

Overall Rating	3.8 stars
Service	3.7 stars
Payout Process	3.4 stars
Premiums	3.5 stars
Claims Process	3.5 stars
Level of Cover	3.2 stars

Click here to read all reviews

71% of 231 reviews are recommendations

3 most recent recommendations:

Anusha Ramkissoon @ 2011-11-24 13:45

Absolutely fantastic. It is a great medical aid.

Johan Nortje @ 2011-11-15 12:03

This is a quality product, with proper service and friendly personnel. Cost is well balanced compared with all other medical aid companies.

Anonymous @ 2011-11-08 15:32

Very low premiums and high level of cover.

Click here to read all reviews

Package type:	Network Provider
Out of Hospital Expense Benefit (OHEB) - Annual Value
1 Adult:	R 1.00
2 Adults:	R 2.00
2 Adults 1 Child:	R 3.00
2 Adults 2 Children:	R 4.00
2 Adults 3 Children:	R 4.00

Which hospitals:	Prime Cure or Care Cross
Hospital cover:	100% of the Momentum Health Rate
Hospital cover limit:	R900 000 per family per year
Min salary:	R 6301
Max salary:	R 8399
Package comments:	The Ingwe Option provides affordable access to entry-level cover. You have cover for hospitalisation up to R900 000 for your family per year. For your hospitalisation cover, you can choose to use either the Ingwe Network of private hospitals.

To see all product details - click here

1 Adult = R 839.00

1 Adult and spouse = R 1636.00

1 Adult, spouse and 1 child = R 1888.00

1 Adult, spouse and 2 children = R 2140.00

1 Adult, spouse and 3 children = R 2392.00

Ratings based on 231 reviews

Overall Rating	3.8 stars
Service	3.7 stars
Payout Process	3.4 stars
Premiums	3.5 stars
Claims Process	3.5 stars
Level of Cover	3.2 stars

Click here to read all reviews

71% of 231 reviews are recommendations

3 most recent recommendations:

Anusha Ramkissoon @ 2011-11-24 13:45

Absolutely fantastic. It is a great medical aid.

Johan Nortje @ 2011-11-15 12:03

This is a quality product, with proper service and friendly personnel. Cost is well balanced compared with all other medical aid companies.

Anonymous @ 2011-11-08 15:32

Very low premiums and high level of cover.

Click here to read all reviews

Package type:	Network Provider
Out of Hospital Expense Benefit (OHEB) - Annual Value
1 Adult:	R 1.00
2 Adults:	R 2.00
2 Adults 1 Child:	R 3.00
2 Adults 2 Children:	R 4.00
2 Adults 3 Children:	R 4.00

Which hospitals:	You may be admitted to any of the hospitals in the Necesse network. (View the list of hospitals) Your Necesse network doctor or the specialist to whom you’ve been referred will decide whether you should be admitted to hospital All hospital admissions must be pre-authorised In case of an emergency admission after hours the admission must be registered on the first workday after the admission Hospital benefi ts are subject to pre-registration, pre-authorisation and clinical treatment guidelines (protocols) A 20% co-payment will apply if your hospital admission is not pre-authorised, except for emergency admissions A 20% co-payment will apply if you are admitted to a hospital that is not part of the Necesse hospital network, except for emergency admissions
Hospital cover:	Benefit at 100% of scheme Tariff
Hospital cover limit:	Unlimited
Min salary:	R 7500 or less
Max salary:	R If your gross monthly income (before deductions) is more than R11,001, no proof of income is required
Package comments:	A highly affordable medical aid network option offering access to quality healthcare services rendered by a network of GPs, optometrists, pharmacists, dentists, specialists and hospitals. Also includes emergency cover.

To see all product details - click here

1 Adult = R 918

1 Adult and spouse = R 1836.00

1 Adult, spouse and 1 child = R 2232.00

1 Adult, spouse and 2 children = R 2628.00

1 Adult, spouse and 3 children = R 3024.00

Ratings based on 165 reviews

Overall Rating	3.6 stars
Service	3.6 stars
Payout Process	3.6 stars
Premiums	3.5 stars
Claims Process	3.6 stars
Level of Cover	3.5 stars

Click here to read all reviews

70% of 165 reviews are recommendations

3 most recent recommendations:

Anonymous @ 2012-01-10 18:27

Very good and easy to use. Very helpful website and do not have to go through a broker.

virgina msimang @ 2011-12-20 11:59

I personally think Medihelp is a good medical aid because I never experience any problems with them. For the price that I am paying, it's so reasonable. Thanks to Medihelp.

Alida Pretorius @ 2011-08-25 10:23

Medihelp really cares about the well-being of its members. The staff walk the extra mile with a smile.

Click here to read all reviews

Package type:	Network Provider
Out of Hospital Expense Benefit (OHEB) - Annual Value
1 Adult:	R 1
2 Adults:	R 2.00
2 Adults 1 Child:	R 3.00
2 Adults 2 Children:	R 4.00
2 Adults 3 Children:	R 4.00

Which hospitals:	You are covered in full at hospitals in the Delta Hospital Network. For planned admissions at any other private hospital. you must pay a deductible of R4 450.
Hospital cover:	100% of Discovery Health rate
Hospital cover limit:	Unlimited
Package comments:	The Saver Plans offer you in-hospital cover and a savings account for day-to-day benefits

To see all product details - click here

1 Adult = R 1049.00

1 Adult and spouse = R 1836.00

1 Adult, spouse and 1 child = R 2254.00

1 Adult, spouse and 2 children = R 2672.00

1 Adult, spouse and 3 children = R 3090.00

Ratings based on 1167 reviews

Overall Rating	3.5 stars
Service	3.5 stars
Payout Process	3.4 stars
Premiums	2.7 stars
Claims Process	3.5 stars
Level of Cover	3.1 stars

Click here to read all reviews

60% of 1167 reviews are recommendations

3 most recent recommendations:

thandeka lorrette masuku @ 2012-01-17 07:57

This is a good product. I find it fair and well organised. I have not experienced any problems so far.

Anonymous @ 2011-12-29 11:48

Been a member for 8 years and I am happy with their overall service.

Anonymous @ 2011-12-01 14:39

I have been a member 12 years and have never had any problems with suppliers not receiving payment and have always been reimbursed for out of pocket claims.

Click here to read all reviews

Package type:	MSA without sublimits Network Option
Medical Savings Account (MSA) - Annual Value
1 Adult:	R 1884.00
2 Adults:	R 3300.00
2 Adults 1 Child:	R 4044.00
2 Adults 2 Children:	R 4788.00
2 Adults 3 Children:	R 5532.00

Which hospitals:	Primary care by CareCross
Hospital cover limit:	R980 000 per family per annum
Package comments:	Bona Plus puts you and your family in touch with a primary care network of CareCross healthcare providers, giving you access to day-to-day medical services such as unlimited cover at CareCross GP’s and pharmacies. You also enjoy hospital benefits at private hospitals. The Overall Annual Limit on Bona Plus is R980 000 per family per annum.

To see all product details - click here

1 Adult = R 1085.00

1 Adult and spouse = R 1916.00

1 Adult, spouse and 1 child = R 2234.00

1 Adult, spouse and 2 children = R 2552.00

1 Adult, spouse and 3 children = R 2870.00

Ratings based on 82 reviews

Overall Rating	3.4 stars
Service	3.3 stars
Payout Process	3.1 stars
Premiums	2.9 stars
Claims Process	3.1 stars
Level of Cover	3.1 stars

Click here to read all reviews

66% of 82 reviews are recommendations

3 most recent recommendations:

Anonymous @ 2011-03-16 17:56

it is affordable and always willing to pay for the claims.Nohassles given.

Cheryll Allsopp @ 2010-12-10 16:42

We have Liberty Hospital Plan Insurance and on the few occassions when we have had to claim, the money has been paid into our account promptly, the level of service received from our Broker has always been excellent and I would have no qualms about referring Liberty to friends.

Anonymous @ 2010-11-15 23:03

Excellent medical aid for the individual whose employer does not offer medical aid as a benefit. The service and paying of claims is excellent.

Click here to read all reviews

Package type:

Network Provider