These days, scammers are everywhere—on your phone, in your inbox, even on WhatsApp. They promise quick cash, miracle investments, or “too-good-to-be-true” deals. And sadly, many hardworking people fall for these tricks and lose money they can’t afford to lose. Here’s how to protect yourself and your family. If something feels off, watch out for these 6 warning signs:

1. They rush you

Scammers don’t want you to think. They’ll say, “This offer ends today,” or “You must pay now to keep your place.” Real businesses give you time to decide.

2. They ask for your personal info

Your ID number, banking PIN, or cellphone number linked to your bank account should never be shared over SMS or WhatsApp. If someone asks for this info, it’s a big red flag.

3. You’re asked to pay to get money

Some scams say you’ve “won a prize” or “qualified for a loan,” but first you must pay a fee. Real loans or competitions don’t work like that—you should never pay to get paid.

4. It’s too good to be true

Promises like “double your money in 3 days” or “R10 000 income from home with no experience” are usually scams. If it sounds too easy or magical, be careful.

5. You can't find a real company

Always check if the company has a website, a landline number, and a physical address. Search for reviews online or ask someone you trust. If the business is only on social media and won’t talk on the phone, be cautious.

6. Your gut says no

If something just doesn’t feel right, listen to that feeling. It’s better to miss out on a deal than lose your money.

Final tip:

If you think someone is trying to scam you, don’t reply, don’t click links, and don’t send money. Talk to someone you trust or report it to your bank or the police.

Protecting your money is just as important as earning it. Stay smart, stay safe.