Life Insurance |


If you have a family and you're the main breadwinner, it's important to think about how they will cope financially when you die or are unable to work. Even if you don't have children, should you develop a serious illness or have an accident that prevents you from going back to work and earning an income, you'll be placed under serious financial strain.


Life insurance is an excellent way of securing yourself and your family financially should something bad happen. If you're rendered unable to work, your life insurance policy will pay you out a salary each month. So which policy should you choose? We help you decide with our life insurance reviews written by real ThinkMoney subscribers. If you want to know more about life insurance in general, read our life insurance guide, or read more about our various life insurance products including salary insurancefuneral insuranceHIV insurance, hospital cash insurance and family insurance.


Then, when you've narrowed down the options, applying for life insurance via ThinkMoney takes just three easy steps:


The best life insurance available at » View all life insurance

Life insurance by overall rating

Standard Bank Life Insurance

When you insure yourself with direct life’s life cover, you’re making certain that your loved ones and beneficiaries will not face financial hardship when you die. Your nominated beneficiaries will receive a cash lump sum payout of up to R10 million, tax-free, in the event of your death.

Instant Life

Whole Life, Disability, Funeral, Critical Illness and Cancer Insurance. Fully online process. No Brokers, No Call Centres. Big Savings. Cover up to R6Million.

Clientèle Life Insurance

Clientèle Life offers life insurance of up to R200000 with with great premiums.


FRANK.NET offers long-term insurance products such as Life Cover, Salary Protection and Serious Illness Cover direct to you without using a broker. Your loved ones can receive up to R10 million tax-free when you die.


Life Insurance Articles

Own occupation disability cover 21/05/2013

In this article, we look at the difference between own occupation disability cover versus own or similar occupation disability cover. Read more...

Life insurance and lifestyle changes 19/04/2013

Did you know that certain lifestyle changes can impact your life insurance premiums? We go through what these are... Read more...

Life insurance as a single 17/04/2013

Do you need life insurance if you're single? Most people think it's only if you have dependants, but there are exceptions to this... Read more...

The Most Obvious Reason You Need Life Insurance 05/11/2012

Are you still on the fence about life insurance? Let’s be honest, it can be a grudge purchase – you’ll never actually benefit from it yourself, so why take it out in the first place? But the honest truth is that you do need life cover... Read more...

Critical Illness Insurance 11/03/2013

If you have a family history of serious illness, critical illness cover will protect you financially in the case of a serious diagnosis. Read more...